Comparison of student insurances

Who Needs Insurance

When obtaining a student visa to New Zealand, insurance is compulsory. This condition is written in the visa itself. The insurance must be valid at least until the end of the study period or, better, until the end of the visa validity period, as required by the educational institutions. We recommend opening insurance from the date of departure, so you can also ensure your baggage.

Types Of Insurance

New Zealand educational institutions most often do not accept foreign insurance, so it is better to take care of buying insurance from local insurance companies:

  • SCTI
  • Orbit
  • Allianz Global

How To Arrange

You can get insurance through Kiwi Education or through an education provider. We do not recommend taking insurance through education providers, since their cost of insurance is more expensive than the standard one.

Arrangement Through Kiwi Education

Kiwi Education works with all insurance companies listed above. After obtaining a visa and purchasing a ticket, we help arrange student insurance, as well as insurance for family members. We work with insurance companies directly, so we don’t charge any additional fees.

Arrangement Through Education Provider

In order to arrange insurance through the education provider, you need to indicate this in the enrolment application form. The cost of insurance will be included in the tuition fees. But keep in mind that the price can be much higher.

Conditions

In general, all insurance companies offer approximately the same conditions for student rates, only the prices differ. In addition, any insurance policy is designed to cover costs arising from unforeseen events, emergency situations, emergency treatment. The insurance does not cover expenses or losses arising from irresponsible actions (for example, leaving things unattended or driving drunk). Insurance is also not intended to cover the cost of preventive treatment.

We have made for you a short comparison table for the three main insurance companies, in which we give prices for 6 and 12 months.

Flip the screen to display the entire table on the smartphone.

SCTI

ORBIT Student Prime Allianz Studentsafe Inbound Learners 

185 Days Cost (6 Months) 

316 NZD

272 NZD

295 NZD

365 Days Cost (1 Year)

633 NZD 510 NZD

589 NZD

Cover

  • Medical care and evacuation
  • Travel changes
  • Personal accident, personal responsibility
  • Excesses with a rented car
  • Cash and travel documents
  • Baggage
  • Personal belongings
  • Health care
  • Medical evacuation
  • Financial losses
  • Personal belongings
  • Loss of tuition fees
  • Medical and related expenses
  • Repatriation and travel disruption
  • Loss of money (including non-refundable tuition fees).
  • Luggage, personal belongings, travel documents, money and credit cards.
  • Death and complete disability due to injury
  • Kidnapping and ransom
  • Excesses with the rented car
Do Not Cover
  • Chronic disease treatment
  • Dental treatment (emergency) only 500 NZD per year
  • Treatment of chronic diseases.
  • Dental treatment (emergency) only 1500 NZD per year
  • Treatment of chronic diseases, dental treatment

Family Insurance Available

Yes Yes

No

Link To The Brochure 

SCTI ORBIT Student Prime

Allianz  Studentsafe

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